Your** food budge**t needs to be cut by $2 a day per person.

This may seem like a very basic statement, but I wanted to really emphasize the importance of taking this action.

**The Power of Compounding:
**$2 a day * 365 days =

**$730 a year of after-tax money.**That’s enough for an international plane ticket every year (or a really nice international trip every 2 years).

If you are a family of 4 and you can cut $8 a day of your family’s food budget: $8 * 365 =

**$2920 a year of after-tax money.**If you have a child and you put this savings away for college: $2190 * 18 =

**$52,560**in 18 years with no rate of return.

With a rate of return of just 5% (5% net, after including capital gains taxes) it would be

**$86253.89**after those 18 years… this is

**after-tax money!**

One Person saves saves $2 a day, 18 years with a rate of return of 5% would be **$21563.47.**

A family of 2 saves $4 a day, 18 years with a rate of return of 5% would be** $43126.95.
**A family of 3 saves $6 a day, 18 years with a rate of return of 5% would be

**$64690.42.**

A family of 4 saves $8 a day, 18 years with a rate of return of 5% would be

**$86253.89.**

A family of 5 saves $10 a day, 18 years with a rate of return of 5% would be

**$107817.40.**

A family of 6 saves $12 a day, 18 years with a rate of return of 5% would be

**$129280.80.**

A family of 7 saves $14 a day, 18 years with a rate of return of 5% would be

**$150944.30.**

A family of 8 saves $16 a day, 18 years with a rate of return of 5% would be

**$172507.80.**

** **

** **That kind of money might be able to make or break a a child’s college career (or leave them less debt), it could help an individual or couple travel the world (could you imagine how much traveling you do with an extra $43126.95 over the next 18 years). — Go the the next page —