Typically personal finance bloggers would tell you the joys of living mortgage free, but I’m here to show you why there are times you do not want to pay down your mortgage. 1) You are borrowing money at a low rate (30 year is currently around 4.25%), to throw all of your spare cash against […]
Being a Landlord, Is it Worth Owning Rental Property?
Some finance bloggers talk about being a landlord as if it is very easy, but is it? A lot of people are searching for ways to increase their income and many people find investing in rental real estate and being a landlord as a viable way of increasing wealth over the long term. The idea […]
Renting Versus Buying a Home
Renting versus Buying, one of the most debated topics you will ever see. I would like to offer my experience. First off let me disclose that I am a 25-year-old home owner. I purchased a house for $126k in a Cincinnati, OH suburb. The school district is solid and the commute is manageable downtown. Lets […]
How to save 18.8% to 22.6% at Home Depot or Lowes
Want to save money at Home Depot or Lowes? Save thousands of dollars with this technique. 18.8% without being a contractor. Impossible right? I did say this was “Epic” finances didn’t I? Let me give a brief reason why this was so important to me, I bought a house that needed rehabbing. How much rehabbing? […]