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Owning a Home

$100,000 Cash By Age 30 (Not Counting 401k or Pension)

By Carmello on December 20, 2012

For those who following my blog, you know that I roughly have $13,000 in my brokerage account (minus taxes I’ll have to pay at year’s end). An amount that I hope is quick to growth. What’s my plan for growth over the next 4 years to break $100,000? Save, Sell, and Invest. Save I would […]

Do We Want the Housing Market to Recover?

By Carmello on December 13, 2012

There has been a lot talk that the housing market has found it’s bottom and maybe even had some growth in 2012. Which raises a big question with myself, do we want a housing market recovery? Full disclosure I bought a house for $126,000 with the $8,000 government credit. I now owe roughly $117,000 on […]

Don’t Buy Rental Property, It’s Not Worth It.

By Carmello on September 16, 2012

Buying rental property, it’s like playing a real life version of monopoly! I put the houses on the board and when the Scottie dog lands, I get big money! The realty of being a landlord and owning rentals, not so much. There might be a Scottie dog involved, but it probably will be be an […]

I Have an Affordable House, But I Still Want to Sell My House.

By Carmello on July 12, 2012

I have an affordable house, but I still want to sell my house. Just how affordable is my house? Well it’s full disclosure time. My monthly payment is $918.25 a month. This includes: the mortgage payment, the insurance, and the taxes for my home. My itemize tax benefit is $1493.25 a year. $1493.25 / 12 […]

Buying a House in 2012, it’s a Buyer’s Market

By Carmello on July 2, 2012

Thinking of buying a house in 2012? It is still a buyers market, and time to be aggressive with pricing. The seeds have been planted that the housing market is finally showing signs of a recovery, but don’t let it fool you. It is still a “Buyer’s Market,” and if you realtor doesn’t agree, you […]

What Age to Buy a House, Am I too Young?

By Carmello on June 11, 2012

What age is too young to own a house? This is a very difficult question to answer, but a couple of major questions should be considered before buying a house at a young age. How much money do you have? Houses are expensive to maintain, but they also have the potential to become a liability […]

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