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Carmello

Learn How to Play Guitar, Cheaply With Rocksmith.

By Carmello on October 22, 2011

Have a young student that wants to learn how to play the guitar? Maybe you want to learn it yourself. Lessons can be expensive. I would like to offer a fun new alternative, Rocksmith. I remember ready about 1.5 years ago I heard about a new Rockband game that was being developed with actual guitars. […]

Cut $2 a Day From Your Food Budget.

By Carmello on October 22, 2011

Your food budget needs to be cut by $2 a day per person. This may seem like a very basic statement, but I wanted to really emphasize the importance of taking this action. The Power of Compounding: $2 a day * 365 days = $730 a year of after-tax money. That’s enough for an international […]

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Even the Best CDs Are Not Worth The Paperwork

By Carmello on October 22, 2011

With today’s dismal interest rates, even the best CDs (certificate of despot) are not worth the paperwork. I find it interesting that some people opt into Certificate of Deposits (CDs) as long term investments. Right now a CD is running right around 1% for a 12-month, if you get the most competitive rates. I’ve even […]

Never Sell Gold to Online Money for Gold Programs or Mail Programs

By Carmello on October 22, 2011

You have scrap gold to sell? Do not sell it to an online money for gold program and/or send-away program. The VAST majority of these people are scammers. I understand that a person has to make a markup and that these dealers and programs need to make a living, but their offers are commonly flat […]

How I Bought a $1200 55-inch HDTV for $472.96

By Carmello on October 21, 2011

Behold the power of eBay. A Vizio E550VL 55-inch Full HD 1080p 120Hz LCD HDTV (retail new $1199.07) for $472.96 (and four and half hours five and a half, due to traffic, of my time). How did I get this price on this television? eBay cash back, gas perks, credit card rewards and being a […]

Why Roth IRAs Are Not That Special

By Carmello on October 20, 2011

I have read countless times online (mainly through other blogs) that I should be maxing my Roth IRA out every year. When I was first introduced to the idea of a Roth IRA I thought it was an amazing deal, but I soon wised up. Suppose you have $5,000 and can choose to make a […]

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