Your food budget needs to be cut by $2 a day per person. This may seem like a very basic statement, but I wanted to really emphasize the importance of taking this action. The Power of Compounding: $2 a day * 365 days = $730 a year of after-tax money. That’s enough for an international […]
Even the Best CDs Are Not Worth The Paperwork
With today’s dismal interest rates, even the best CDs (certificate of despot) are not worth the paperwork. I find it interesting that some people opt into Certificate of Deposits (CDs) as long term investments. Right now a CD is running right around 1% for a 12-month, if you get the most competitive rates. I’ve even […]
Never Sell Gold to Online Money for Gold Programs or Mail Programs
You have scrap gold to sell? Do not sell it to an online money for gold program and/or send-away program. The VAST majority of these people are scammers. I understand that a person has to make a markup and that these dealers and programs need to make a living, but their offers are commonly flat […]
How I Bought a $1200 55-inch HDTV for $472.96
Behold the power of eBay. A Vizio E550VL 55-inch Full HD 1080p 120Hz LCD HDTV (retail new $1199.07) for $472.96 (and four and half hours five and a half, due to traffic, of my time). How did I get this price on this television? eBay cash back, gas perks, credit card rewards and being a […]
Why Roth IRAs Are Not That Special
Online Buyer Protection is Too Strong.
Let me give you a little background to this article. I am an Amazon and eBay seller, but I mainly sell on Amazon. Buyer Protection is so strong for online sales it actually can make many businesses (especially small ones) suffer. Amazon.com When buying on Amazon.com you are protected by three layers of protection. 1) […]