You’ve found a home you’re interested in purchasing and have already been approved for a low-interest mortgage. The only problem is, you’re not sure you’re going to be able to come up with the down payment and other associated costs of closing on a home. The down payment, housing inspection fees, lawyer fees, and other closing costs can run you several thousand dollars, which is what stops many from trying to own a home in the first place.

You’ve done all the legwork to purchase a home. You’ve cleared up your credit, found a realtor, searched various properties, and secured a preapproval for a mortgage. Why let something like closing costs and the down payment on the property to deter you from purchasing the home of your dreams? Instead, consider some of these ideas to secure the cash to purchase your home.

  1. Short Term Loan

Short-term loans are an easy solution to cover some of the associated costs of buying a home. Easy installment loans, for instance, only require that you have a job, a checking account, and be at least 18 years old. You can get approved for several hundred dollars which can be paid back in easy installments to prevent you from breaking the bank.

  1. Ask About Programs

There are government assisted programs for interested home buyers that may be able to help you with the out of pocket expenses of owning a home. Down payment assistance and even assistance with closing costs are offered to qualifying individuals. Many of these programs offer financial assistance and only require you to stay in the home for a given period of time rather than repay the funds.

  1. Borrow From Your Pension

If you’re fortunate enough to have a pension or retirement account, you could easily borrow funds from the account. While the repayment will come with interest and additional fees, it does provide you with enough time to pay it back. Be sure to talk this over with your employer or retirement account provider to be sure that you’re aware of all the associated costs of borrowing from your account.

  1. Sell Your Belongings

Since you’ll be moving pretty soon anyway, why not go ahead and get rid of some of your old belongings. Things of value that you no longer want can be sold for extra cash. A quick estate sell would work nice, but you can also try other options like selling the products on eBay to the highest bidder.

  1. Ask Family & Friends

If you can’t allocate the funds on your own but you really want the place, consider asking your friends and family for a little assistance. Whether they donate $5 or $500, it will go a long way in helping you to cover those additional costs. You’d be surprised how far a few small donations can go towards your dream. If you don’t have family and friends to ask, go social and consider a GoFundMe account where internet users can donate to your cause.

  1. Get a Side Hustle

If all else fails, you can take on a side job and earn the additional funds for your home. Whether it’s babysitting a few nights per week, helping people with their taxes, or a full-on internet business such as virtual assistance or blog writing, you can take all of your earnings and apply them to the house.

It’s true, the initial costs of buying a home can be a lot for the average person. While you should take caution in purchasing a property if you can’t afford it or are in debt, if the only hurdle you’re dealing with is the down payment and associated closing costs, there may be a quick solution such as those described above to help you secure your home.